{"id":810,"date":"2019-06-27T17:31:52","date_gmt":"2019-06-27T17:31:52","guid":{"rendered":"https:\/\/lbc.leadershipbt.com\/2019\/06\/27\/disrupcao-no-servico-financeiro\/"},"modified":"2026-10-27T14:59:10","modified_gmt":"2026-10-27T14:59:10","slug":"disrupcao-no-servico-financeiro","status":"publish","type":"post","link":"https:\/\/lbc-global.com\/pt\/disrupcao-no-servico-financeiro\/","title":{"rendered":"Disrup\u00e7\u00e3o no servi\u00e7o financeiro"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Tecnologias da quarta revolu\u00e7\u00e3o industrial \u2013 <em>artificial intelligence, machine learning, blockchain, IoT, big data, robotics<\/em> \u2013 est\u00e3o na base da cria\u00e7\u00e3o de oportunidades para novos neg\u00f3cios, mercados e inova\u00e7\u00f5es. Sendo um produto natural das economias de mercado, a disrup\u00e7\u00e3o n\u00e3o deve ser temida, mas percebida como um <strong>fator chave de crescimento<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sim, porque se tradicionalmente a estrat\u00e9gia competitiva de uma empresa centrar-se-ia nas economias de escala e integra\u00e7\u00e3o vertical, hoje, o foco est\u00e1 em reinventar o neg\u00f3cio e produzir inova\u00e7\u00e3o quer atrav\u00e9s de centros de inova\u00e7\u00e3o, quer atrav\u00e9s da incorpora\u00e7\u00e3o de inova\u00e7\u00e3o externa desenvolvendo camadas de topo fragmentadas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No campo dos <strong>servi\u00e7os financeiros<\/strong>, a tecnologia de inova\u00e7\u00e3o trouxe muitas novidades para a sociedade atual, moldando continuamente o processo das opera\u00e7\u00f5es monet\u00e1rias e reduzindo custos. As <em>start-up<\/em> de F<em>intech<\/em> s\u00e3o uma pe\u00e7a fundamental no progresso do sector ao desafiarem as empresas tradicionais a inovarem e a estabelecer colabora\u00e7\u00e3o.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O programa <a href=\"http:\/\/www.globalstrategicinnovation.com\/\" target=\"_blank\" rel=\"noopener\"><strong>GSI<\/strong><\/a> desenhado pela LBC visa conectar participantes com as empresas l\u00edderes e <em>start-ups<\/em> do ecossistema de Silicon Valley. O programa de 5 dias \u00e9 constru\u00eddo numa base de apresenta\u00e7\u00f5es, exposi\u00e7\u00f5es de casos de estudo reais, discuss\u00f5es com especialistas, visitas relevantes e momentos de networking.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Conscientes do desafio emergente para a \u00e1rea financeira e no caso de reunirmos um n\u00famero sustent\u00e1vel de inscri\u00e7\u00f5es, a LBC construiu um programa <strong>GSI Fintech<\/strong> centrado nas seguintes tem\u00e1ticas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mapeamento e evolu\u00e7\u00e3o das <em>Fintechs<\/em><\/li>\n\n\n\n<li>Oportunidades emergentes para as organiza\u00e7\u00f5es financeiras instaladas<\/li>\n\n\n\n<li>Processo de integra\u00e7\u00e3o de tecnologias de disrup\u00e7\u00e3o e gest\u00e3o de risco \u2013 como <em>blockchain<\/em> e <em>artificial intelligence<\/em><\/li>\n\n\n\n<li>Cria\u00e7\u00e3o de inova\u00e7\u00e3o interna e desenvolvimento de parcerias com organiza\u00e7\u00f5es de <em>Fintech<\/em><\/li>\n\n\n\n<li>M\u00e9todos de implementa\u00e7\u00e3o e manuten\u00e7\u00e3o de uma cultura de inova\u00e7\u00e3o<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Para al\u00e9m do programam GSI, a LBC tem uma vasta experi\u00eancia no setor financeiro a n\u00edvel digital, envolvendo a digitaliza\u00e7\u00e3o de processos no setor banc\u00e1rio, desde o redesenho, simula\u00e7\u00e3o, automa\u00e7\u00e3o e monitora\u00e7\u00e3o de processos, usando tecnologias BPM, RA e AI em in\u00fameros pa\u00edses Europeus e Africanos.<\/p>","protected":false},"excerpt":{"rendered":"<p>The tendency to estimate linear technological progress and the fact that digital transformation evolves exponentially &#8211; processing power, communication speed and storage capacity &#8211; have created a gap. A gap between what companies are actually offering and what would be possible. Kodak is an example of this &#8211; a market leader that failed to understand this gap, make adequate investments and, as such, survive.<\/p>","protected":false},"author":2,"featured_media":809,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[259],"tags":[],"setor":[101],"pais":[86],"servico":[315,114],"class_list":["post-810","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-project","setor-financial-services","pais-eua","servico-corporate-business-strategy","servico-desenvolvimento-de-talento"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financial service disruption - LBC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lbc-global.com\/pt\/disrupcao-no-servico-financeiro\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial service disruption - LBC\" \/>\n<meta property=\"og:description\" content=\"The tendency to estimate linear technological progress and the fact that digital transformation evolves exponentially - processing power, communication speed and storage capacity - have created a gap. A gap between what companies are actually offering and what would be possible. Kodak is an example of this - a market leader that failed to understand this gap, make adequate investments and, as such, survive.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lbc-global.com\/pt\/disrupcao-no-servico-financeiro\/\" \/>\n<meta property=\"og:site_name\" content=\"LBC\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/global.lbc\" \/>\n<meta property=\"article:published_time\" content=\"2019-06-27T17:31:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-27T14:59:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lbc-global.com\/wp-content\/uploads\/2019\/06\/financial_services.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Edvaldo Afonso\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Edvaldo Afonso\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/lbc-global.com\/disrupcao-no-servico-financeiro\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/lbc-global.com\/disrupcao-no-servico-financeiro\/\"},\"author\":{\"name\":\"Edvaldo Afonso\",\"@id\":\"https:\/\/lbc-global.com\/#\/schema\/person\/ef592c09c06c23b9f77bc56608d37f8b\"},\"headline\":\"Financial service disruption\",\"datePublished\":\"2019-06-27T17:31:52+00:00\",\"dateModified\":\"2026-10-27T14:59:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/lbc-global.com\/disrupcao-no-servico-financeiro\/\"},\"wordCount\":307,\"publisher\":{\"@id\":\"https:\/\/lbc-global.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/lbc-global.com\/disrupcao-no-servico-financeiro\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/lbc-global.com\/wp-content\/uploads\/2019\/06\/financial_services.jpg\",\"articleSection\":[\"Project\"],\"inLanguage\":\"pt-PT\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/lbc-global.com\/disrupcao-no-servico-financeiro\/\",\"url\":\"https:\/\/lbc-global.com\/disrupcao-no-servico-financeiro\/\",\"name\":\"Financial service disruption - 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